Betreibungsauszug
The extract is a copy of what the debt collection register says about you. If there is nothing, it says so (SchKG, Art. 8). You order it from the debt collection office for the place where you live, online, by post or at the counter, with a copy of your ID (ch.ch).
It shows the proceedings of the past 5 years in that office’s district only (ch.ch). It costs CHF 17, or CHF 18 if it is sent to you (GebV SchKG, Art. 12a).
What it means for your loan
The Consumer Credit Act lets a lender ask for your extract before it lends (KKG, Art. 31). If you moved in the past 5 years, order one from each district you lived in.
Explained in full
How to order a debt collection extract in Switzerland
Order your Swiss debt collection extract (Betreibungsauszug): which office, online, by post or at the counter, the CHF 17 fee, and what it shows.
Sources
- Requesting an extract from the debt enforcement registerch.ch, a service of the Confederation, cantons and communes, read on
- Federal Act on Debt Enforcement and Bankruptcy (DEBA), SR 281.1, English translation, status as of 1 January 2026Swiss Confederation, Fedlex, read on
- Gebührenverordnung zum SchKG (GebV SchKG), SR 281.35, Art. 12a, as in force on 1 January 2026Swiss Confederation, Fedlex, read on
- Bundesgesetz über den Konsumkredit (KKG), SR 221.214.1, Art. 31, as in force on 1 September 2023Swiss Confederation, Fedlex, read on